Inside Scrimmage

Football season, High School, College, Professional. For one who enjoyed watching football when I had sight, I now must imagine. It all happens at the line of scrimmage, but the real zeal-plan took place in the huddle. Nothing happens unless the inner man is convinced.

In 1953 Rupert Murdoch inherited News Limited from his father, then became publisher of papers in Australia and New Zealand, then England, then America. Wall Street Journal, Washington Post and others. He virtually Controls publishing around the world, along with his Chinese wife and his son. Now, he controls the Christian publishing businesses from both Zondervan and Thomas Nelson, the largest in the world. The King James Bible is 400 years old this year. There is no copyright on this translation. Satanic forces are forever trying to make changes and the tragedy, atheism now in charge.

In the inside scrimmage of Christian broadcasters-publications-radio stations, there is a conspiracy of silence. So called “committed Christians”, afraid of being called bigots, racists, anti-intellectual, are afraid to hit the line of scrimmage knowing full well the importance of the purity of the Gospel. We can describe these fakers in three categories. First, are the theologians wanting to appear so intellectual, so fair, so non-discriminating, so afraid that someone might interpret their doctors degrees as being from a Cracker Jack box. Then comes the Fundamentalists, enjoying their pastoral packets, not thoroughly convinced of their profundity... so afraid of political intrigue... their tax status. Before an audience hemmed in by four walls, people there to stare and listen at their own will, it is easy to dance and sing in the pulpit, where professing is much easier than possessing. But, on the scrimmage line that really matters, the public square-golf course-civic club. Getting battered by the other side is a great challenge.

So many professors-card signers are not ready for offense or defense... have little knowledge of the game plan. Peter tells us to always be ready to give a reason for the hope that is in us. (1 Peter 3:15) Paul tells us to put away childish things and act like men, men ready to stand for the truth. (1 Corinthians 13:11)

In recent years, many times, men and women have asked me, why young men have become so effeminate? We find this even in the military, remember, we have not won a war since WWII. It is not just a matter of chlorides and fluorides in our drinking water, chemicals leaching from plastics to destroy testosterone. Over fifty percent of young males are raised by a single mother... little male influence. Everything from sagging trousers, dropping down showing buttocks. (trousers in a prison, pulled down is a sign that a person is available for male sex.) Tattoos, piercings, effeminate hairstyles, but indifference shown in books and other media toward the sanctity of maleness and femininity. Those of us who have employed males in recent years can tell the difference. One foreman of a construction company told me “Today's boys are afraid to get on a housetop. If it were not for Mexicans, I could not put a roof on a building.

In a world of political-correctness, liberals are exciting, conservatives dull. The struggle in the inner man is real. We know what God expects of us, Christians, but we want to cut corners. This is the blight on the Christian college, Christian ministries. We rather have the acceptance of the world than correctness through the blessings of God. We “bask” in our image, not His. It is not a matter of what we think, but what He said and knows.

Every day in this time of political strangle-holds, compromise with bio-ethics, Mormonism, polytheism, absolutes.

The third world war has already started, middle east. There is a great possibility that Israel will use nuclear weapons against her enemies such as Iran, Syria, and Egypt, if they gang up on her, but we know ahead of time who will win the conflict. God has told us that the stars will fall from the sky before he will allow his chosen people to lose and he will bless those who bless Israel. (Genesis 12)

It is essential that in our inner-scrimmage we are on the right side, God's side, whether here or there. Gideon only had 300 valiant men, armed only with a pitcher, lamp and trumpet against a middle east army of thousands but, at the right time, so much confusion in the camp of the enemy, they killed one another and Israel had many years of peace. It is more than hope that we are right, it is the inner conviction that we know we are right. King Solomon, speaking as to his son, sprinkle the word “fool” very liberally in the Proverbs. It is not the letters for degrees after our name, but the inner-convictions of the soul of the man that will stand up and make the difference on the line of scrimmage.

Spoiling the Soup

A new husband asked his bride, “when would you be able to make biscuits like my mother”? She replied, “when you are able to make dough like my father.” There is much art in the world, painting, Sculpture, music, but, no more appreciated than the art of cooking. Usually, not a group endeavor, the talent of one. (too many cooks spoil the soup) More now than ever before, too many lunatics have spoiled the world.

Since radio talk shows have gained there own niche in the world of entertainment, I have been a regular on many of these shows. My Christian faith is not kept secret, there or anywhere else. The non-religious, or atheist, in person, usually jumps me on that, more than anything else.

Once, at an automobile dealership, a large, tattooed, gruff mechanic, who could have squashed me like a bug, having heard me on the radio, questioned me about my faith. He said, “My parents took me to church as a child but I have found that church and church-goers are hypocrites. It is just a matter of money, church people wanting money, not living any better than anyone else, just pretending to be something which they are not.” He was surprised when I agreed with him, that much church activity is hypocrisy. I could have agreed with him about money, that there are those involved in God's work, tainted by money. The mechanic talked about Oral Roberts, Benny Hinn, televangelists, even local preachers and pastors who live the good life, golf courses, country clubs, expensive cars, restaurants, better houses than the rest of us. He had much to say about the wealth of the Catholic church, opulence of cathedrals, the cars in which the “vows of poverty”, priests and nuns ride. If he had seen the opulence of Vatican City, that I have seen, the priceless art, gold, silver, paintings but, like the Queen of England, who lives in a 675 room palace, 80 bathrooms for just she and her 89 year old husband. (Buckingham Palace is just one of her many palaces and extravagances) There are many things we do not understand but, one can understand this. God is still Boss, and, at the end of the Queen's life, the Pope's life or a homeless beggar's life, all the money in the world will not buy one more second, all will leave as we came, with empty hands. God's word speaks of the deceitfulness of riches. (Matthew 13:22)

The Catholic church has tried to keep it quiet, Pope John Paul I, who served as Pope for only 33 days. Several books have been written (In God's Name) about the belief that the Pope was murdered... involving intrigue concerning Catholic riches, those who were managing them and the Pope looking behind the curtain. This could very well be the reason that JFK and RFK were murdered, finding things behind a curtain. Many of us believe that the well worn path from a certain Wall Street bank (Goldman Sachs) always walked by treasury secretaries such as Paulson, Geithner, Rubin, etc. are the real evidence pertaining to federal money corruption. As that famous humanitarian-crook, Bernie Madoff has said, “the game is fixed”.

It will be necessary for God to expand the depths of hell to accommodate the many crooks and cooks who have spoiled the soup of this capitalistic, free enterprise, democratic, ONCE blessed republic and, for those elected to represent the common people in the “kitchen” of their country, the spooks-cooks-crooks who have messed up the soup will have their part in eternal damnation. Spilled blood of patriots, young men and women buried on foreign soil, hard working-God fearing-Tax paying parents who provided them, cry out for vengeance “vengeance is mine, I will repay, saith the Lord.” (Romans 12:19) The Christian must learn to live the life of the 12^th chapter of Romans.

Whether the church, whether the government, whether the media, education, banking or any other system involving mankind we must believe that which we cannot change to One who can. When we have churches, we have what churches can do. When we have government, we have what government can do. When we have fellow human beings with warts, we have what they can do but, when people pray, seek God's help, then you have what God can do. The only way to change this spoiled soup, too many human cooks, is what God can do.

Humpty Dumpty

Humpty Dumpty sat on Wall Street, Humpty Dumpty had a great (bizarre) fall, all Obama's crooks at the treasury department or federal reserve cannot make Humpty Dumpty a bull again. An old E.F. Hutton advertisement said, “when E.F. Hutton talks, everyone listens.”

I asked a young gay man once, “how do you attract another gay?” He said, “with your eyes.” This totally blind man said, “I would really be out of luck.” This week, as the stock market would vary between 1300 points in one day, others who are specialists in numbers must be blind. Wall Street brings the working man face-to-face with reality. Even those not invested in securities should have sense enough to know that the investment market controls everything: small business, jobs, loans, the future of your children and grandchildren. It is a fact that only 51% of the population pay tax and support themselves, the other 49% pay no tax at all. The top 1% pay 38% of all income tax, the top 10% pays 70% of all taxes while the bottom 50% pays only 3% of all income tax. 59% of the population depends on entitlements, and 52% of the population are subsidized in some way.

Every Christian is a money manager. You will give an account of how you spend the blessing of your prosperity. You trust the marketplace like you trust everything else, depending on the guidance of God. God helps those who help themselves. The 50% who pay no tax probably just “hang out” at the pool room, the beach or around some tax-supported park, library or halfway house. This totally blind, 100% disabled, service-connected, medical officer veteran who has never even been able to get a white cane from the Veteran's Administration is so tired of paying the kind of tax I pay for those in recovery (drug addiction, alcoholism, laziness). If this nanny state government did not continue to enable, encourage and cajole sorriness, all would find a job of some type and become taxpayers and not taxeaters. The only time most welfare recipients show any sign of life or interest in their country is when they are magically transported somewhere to protest.

Government produces nothing, it only has the power to tax the producers, and remember, taxpaying is voluntary. Income tax paying began with the 16^th amendment in 1913. Karl Marx must spinning in his grave with happiness knowing how quickly this American republic has become communist. The total taxes paid this year is 2.17 trillion, yet we spend 3.82 trillion, we now have a total debt of 14.2 trillion. Even our lenders, such as communist China are concerned about our stupidity in economics. Our greatest deficit each year, and growing each year, is in Medicare, Medicaid and Social Security.

For many years, when going to doctor's offices or other healthcare facilities, I always asked my driver, “how many people are here, what are their ages.” The answer, always, never changing: all old people. Of course, these old people, retired or on welfare have nothing better to do than to sit in a waiting room. How did we ever think that the taxpayer could pay all these costs? How did we think a taxpayer could send a retirement check, not only to those who had paid their FICA (money not in a trust fund, just an IOU in the treasury department), but checks to the illegal citizens and non-citizens who have never paid anything as far as FICA taxes? We hear of midnight basketball, the lock box for social security, “change”. Adolf Hitler's mantra, before he came to power in Germany, was “change”.

At the time this writer entered college, student aid was nonexistent. Today, there are over 240 federal programs to assist students. Few students work their way through college as did this writer through his 8 years of professional education. This writer lived on $1 a day for food. Recently, a young man working for me told me, “I eat out every night, I try to have smoked salmon at least one night a week.” Another female employee said her that sons would not eat leftovers...and citizens think this nation can survive with these spoiled, valueless, decadent, deceptive attitudes. Toil and effort, trust in the marketplace is a matter of past history. A nation that has thrived on free enterprise is dismayed by regulations and rebellion, today's college graduate's ambition is to have their nose in the government trough. The government workforce is paid twice that of the private sector with all the protective hedges, vacations, political party security.

Ask, and it shall be given you; seek, and ye shall find; knock, and it shall be opened unto you: For every one that asketh receiveth; and he that seeketh findeth; and to him that knocketh it shall be opened. (Matthew 7:7-8) We live in a time or world-wide peril. Today in America, crops are drying up in 15 states, hunger ravages Africa. There is surplus of maize (corn) in some countries such as Uganda, but because of government border regulations, there as here, people are starving: 3.5 million starving in Somalia, 12 million across the horn of Africa. As the top representative of United Nations said to me, when I asked him many years ago about situations there, “most African problems stem from African leaders. Largess from the United States only reaches about 1% of the African people who are in need.”

Money problems lead to 50% of all divorces, overeating, diabetes, obesity is responsible for most illness. I still cannot understand how Americans and Europeans can gorge themselves in fancy restaurants with expensive, unnecessary food when there are starving children in the world. With empathy, sympathy, desire to help, it is next to impossible to climb the bureaucratic fences of satanic nationalism which grips this country because of their decadent leaders. Like investing, stock market, real estate, or even old magazines sold online, God is the great arbiter of justice. For ye have the poor always with you; but me ye have not always. (Matthew 26:11) Sovereign God can forgive murder, He will forgive laziness, but I cannot believe He looks kindly on it. He that gathereth in summer is a wise son: but he that sleepeth in harvest is a son that causeth shame. (Proverbs 10:5)

Fat Cats

If I had my life to live over, and I have said this many times, I would go into the field of real estate dealings or security brokers. In real estate and stock securities, you have the opportunity to make more money than any other professions I know. If money is important to you, and for most of us it is, because having been born in absolute poverty, and living a life of being poor and seeing poor people all around me, I realize the challenges and rewards of money making. More important than anything else, I know the importance of having money to give away (Christian stewardship).


I believe it was my second trip to Europe, probably around 1965, I remember it like it was yesterday- walking in Tivoli Gardens in Copenhagen, Denmark. One of the most solid (gravitas) men I have ever met, a banker from Little Rock, Arkansas, was walking with me and talking with me about the loss of my sight. The reason I remember it so well is because it was my first experience smoking a cigar. He was a smoker of fine cigars and asked me to smoke one with him. So, I opportuned by the acquaintance of this wealthy, influential man. I was pretending to smoke the cigar; one of the many bad experiences of my life! This banking executive asked me if I was interested in the Stock Market and I expressed to him that the Securities Market had payed for my trip, but that I still had much to learn. I will never forget him saying, “Just be careful and study hard. These financial advisors and stock brokers do not know any more about the stock market than you do. It is all a matter of timing and, to a great extent, luck. It is the unexpecteds that make the difference.”


From that day until this, that had been the soundest financial advise I have ever heard about the Stock Market, even though I have listened to the experts on radio and television over and over. It is all a matter of buying low and selling high, and knowing when to do it. (And these experts learned by the experience of failure and each one was a beginner before an expert.)


The same advice can be given about real estate. With real estate, it a matter of geography. Even a blind man can make money with real estate, if the timing is right.


We have just lived through the burst of the two bubbles involving these two money making opportunities: the Stock Market bubble of the 1990's and the real estate bubble of the 2000's. Now, Mr. Obama is blowing as hard as he can into the bubble of financial bail outs, fiscal departures from every sane value of the past, and increased national and world debt, which can never be repaid; only the insane, in a situation where you are in a hole (money, moral, spiritual interferences) will stop digging and getting deeper. In the first seven months of his presidency, he has increased the debt to around $11 trillion so that the national debt now, including all the future payments of Medicare and Social Security, probably amounts to $50 trillion. The total cost of World War II was only $3.5 trillion. Every man, woman, and child in this country, has a government debt of $250,000.

A doctor, lawyer, or any professional can spend the long years of risk and discipline getting the necessary education for being licensed to practice his profession. Only those who have been through it know the discipline and costs involved. YOU CAN MAKE A GOOD LIVING WITH YOUR HANDS. But, search the books, only those who sell something (securities, real estate, electronics, etc.) accumulate money for investment, which leads to wealth.

I want to share with you a summation of the book, The Millionaire Next Door. In The Millionaire Next Door, Stanley and Danko summarize findings from their research into the key characteristics that explain how the elite club of millionaires have become "wealthy". (There are as many billionaires now, as there were millionaires when I was young.) Focusing on those with a net worth of at least $1 million, their surprising results reveal fundamental qualities of this group that are diametrically opposed to today's earn-and-consume culture, including living below their means, allocating funds efficiently in ways that build wealth, ignoring conspicuous consumption, being proficient in targeting marketing opportunities, and choosing the "right" occupation. It's evident that anyone can accumulate wealth, if they are disciplined enough, determined to persevere, and have the merest of luck.


In The Millionaire Mind, an excellent follow-up to the highly successful first analysis of how ordinary folks can accumulate wealth, Stanley interviews many more participants in a much more comprehensive study of the characteristics of those in this economic situation. The author structures these deeper details into categories that include the key success factors that define this group, the relationship of education to their success, their approach to balancing risk, how they located themselves in their work, their choice of spouse, how they live their daily lives, and the significant differences in the truth about this group vs. the misplaced image of high spenders. This says it all. I am convinced that in this land of opportunity, anyone, anywhere, at any time, can become a millionaire if he has the courage to make a plan and work his plan, honestly and professionally. You must be willing to take the risk of time, discipline, and frugal living, which is a challenge. If a person born in absolute poverty on a tobacco farm in eastern North Carolina, starting out from the earliest years struggling with the desire plus hard work and discipline, can work his way though eight years of university preparation, go to a war and come back blind, and then, through the grace of God, continue to study and work, save and invest, exercise frugality in everything you do, you can be a multi-millionaire by the age of forty, even if blind.


Bill Gates, one of the world's wealthiest men- the founder of Microsoft, in his ten rules for success in business, states the first rule is LIFE IS NOT FAIR. You must do the best with what you have. In my case, I believe with every fiber of my body that one man plus God is a majority. HE IS BOSS, if in His divine plan for your life, He wants you to make money so that you can give money for His causes, “The battle is the Lord's” (1 Samuel 17:47).

Here are the Morris rules for success in the Securities Market:


1. Knowledge: Study every book, everything you can get your hands on pertaining to the buying and selling of securities. In every discipline of study, there are always those who have the experience and expertise who have written extensively on the subject. The judgment of forecasters and friends are important.

2. Advisors: Evaluate and examine every piece of advice you can obtain about financial conditions in the world and in your community.

3. Believe in yourself: If others have been successful in this field, so can you. Don't sell yourself short.

4. Counsel: Don't be afraid to ask advice. Don't be afraid of being called pushy or aggressive. Many times the best place to learn about the future of any security is at the source.

5. Study Success: Study every biography of successful people; study every commercial company which has been successful. There is no need of being a failure; you need to keep a positive attitude at all times.

6. Get aboard: This train only goes around one time. Get aboard before it is too late. You will be amazed how short life is. If you have not decided you are going to be successful by the time you reach the age of thirty, you need a mental tune-up. By the time you reach fifty, it seems like everyday is Friday.

7. Always prepare for the worst, hope for the best: It is the unexpected in investing for which you must prepare. Only God knows the end as well as the beginning of the parade. That is why you need God on your side. Those who jumped out of the windows in the Great Depression, as well as these minor depressions since, had not prepared for the worst. Even President Regan, in 1987, put billions of dollars in the Treasury Department as a “plunge protector” in case there was another great plunge in the Stock Market. We are all witnesses to the fact that this “plunge protector” did not work.

8. Mind set: Investing is a mind set. You either have it or you don't. It is like conservatism. You are conservative in everything if you are a true conservative. Many of these politicians who call themselves conservatism know nothing about true conservation. Try living with my Scottish ancestor father for one week and you will know about true conservatism. (He would jump over the gate anytime to keep from wearing out the hinge.) From my youth, I saved every penny. Pennies make dollars and dollars take care of themselves. You must be frugal and it is a mind set.

9. Lord's work: My investment philosophy is a life dedicated to God. Every dollar I invest and every dollar I make from the investment is dedicated to God. I have been successful in investing but not a celebrity. Erma Bombeck said, “Do not confuse celebrity and success; think of Madonna and Helen Keller.”

10. Vertical & Horizontal: The true investor is a vertical as well as a horizontal man. By horizontal, I mean you deal everyday in every investment way, with people around you. The vertical dimension is a way of life; your relationship with God through Christ. (Sir John Templeton, the investor I admire most, because of his success and his Christian walk with God, said, “Prayer is the greatest investment tool I know anything about.”)


Pain is not transferable. The “fat cats” on Wall Street and the “fat cats” in the nation's capital will not feel your pain when you have losses. They are too busy protecting one another. The “fat cats” on both Wall Street and in Washington, D.C. , will continue to do well. They have no fear of controls or inspectors. When there are so many skeletons in so many closets, they all have equal opportunity protection. List an item on E-bay, along with the picture, and in a few seconds, people all over the world are aware of your item and just as rapidly, a purchase can be made. If you list something which does not meet the rules, instantly you are warned. Is it not strange that such hardware and computer programming is not available to the Securities Exchange Commission (SEC) and the many oversight committees, which control securities trading?