A Spending Diary

A Spending Diary (60)

Since childhood, this writer has been ridiculed because of his frugal habits of saving money. Don’t we wish that we had since some politicians and beaurocrats to Washington and other places where power brokers gather who know more about spending then saving. Dr. Franklin said “If you would be wealthy, think of saving as well as getting.” (Benjamin Franklin born in 1706 and died in 1790). Saving money is a state of mind. When one wants, and it is something you learn early if you are wise, you cannot invest what you have spent and, it takes money to make money. We have “supposed leaders” in our nation today who can be well described as “big spenders.” They love to spend other peoples money, tax money, even though, they with all their political knowledge do not themselves pay taxes (Daschle, Rangel). I have found, in meeting politicians locally, state wide, and nationally, that most have never worked a day in their life and that they know nothing about the saving of money. Most come from homes of privilege. The new politicians are products of education grants and the largest of hard working tax payers.

Because of their connections, family political contributions, good looks, glib tongues, often lack of character, and many other things that put low men in high places. Our county, state, and federal governments our on the road to disaster.

Early in life, and I have explained on the platform and in writing, I started keeping a spending diary. If you go to my bedroom right now, you will find a notebook where each day by the date of that day, I list every penny I have spent that day and for what and, if you go to the restaurant the tip is money also. When, at the end of the week or month, you add how much you have spent you will have the discipline to keep from spending. The credit card should only be used in an emergency or used to verify a purchase in case of a return or misrepresentation. The credit card has been a financial disaster to most citizens much to the joy of the corrupt banking system, who make more money on fees and penalties then anywhere else.

You cannot out give God. It is essential that you recognize early in life that the greatest way you can show your worship is by giving God not just 10% but in my case 50%. As was the case with Elijah and the widow. “And the barrel of meal wasted not, neither did the cruse of oil fail, according to the word of the LORD, which he spake by Elijah.” (1 kings 17:16) To this moment, every promise and every prophecy of Gods word has been fulfilled. If you want to live along life, (honor your parents, exodus 20). If God desires you to have wealth, it is his business GOD IS BOSS. But, it is up to you to not be slothful, to work hard, invest well, prepare for future needs, and learn early in life that “money does not grow on trees.”